Which healthcare companies will be in trouble?
Healthcare is one of the biggest industries in the UK, and is expected to grow at an average rate of 4.6% over the next five years, according to the Office for National Statistics.
In 2017, there were 8.9 million new jobs, according the Office of National Statistics, with the total number of people aged 65 and over expected to double to 3.6 million by 2023.
The number of NHS trusts, which provides free or discounted hospital treatment to those who cannot afford private treatment, has grown by 9.5% to 4.2 million, according NHS Foundation Trust figures.
However, as the number of doctors grows, so does the number who cannot work because they are caring for people with conditions, according Dr. Sarah Waddington of the Royal College of GPs.
“There are also people who cannot be employed in hospitals because of work-related health conditions,” she told BBC News.
So what are the top ten health insurance companies in the country?
The big winners are the UK’s top-performing NHS trusts and those that have the highest return on investment, or ROI.
As we all know, the ROI measures the cost to investors in an investment, and it is calculated by taking the total cost of an investment and dividing it by the number people actually need to pay.
The ROI of the health insurance industry is higher than that of any other industry in the world, according HealthUK.
The average ROI for a hospital with a hospital operating room is 9.1%, while the ROIs of a hospital care home and a GP surgeries are 14.4%.
The ROIs for health insurance have grown faster than the economy in general, HealthUK found.
The bottom 10 health insurance carriers in the United Kingdom are listed below.
1.
Royal College Hospitals (UK)2.
GPs Royal and St Thomas (US)3.
Royal North Shore Hospital (US and UK)4.
Royal Sussex County Hospital (UK and US)5.
Royal Marsden Hospital (Australia)6.
Royal Liverpool Hospital (England)7.
Royal Victoria Hospital (Britain)8.
St Peter’s Hospital (Great Britain)9.
Royal Wolverhampton Hospital (United Kingdom)10.
Royal London Hospital (Ireland) Health Insurance industry “There are a lot of people who do not have a job and therefore they don’t need to be treated, so they have a lot more resources to spend,” said Dr. Waddeston.
According to NHS Foundation trust figures, the average hospital operating costs are $2,742 a month for a family of four, which equates to $3,865 a year.
A family of five will spend $4,094 a year on hospital care, or $4.1 million a year, which is almost twice as much as it would cost for a single person to pay for the same treatment.
However, if the person is already in hospital, that amount will increase by $1,080 a month to $4 the following year, due to the higher cost of treatment, according Healthcare UK.
“When you compare that to people who are not in hospital and have a family, you can see that the cost of the hospital stays about the same,” Dr. Andrew Haldane, an expert on the health and wellbeing of patients at the University of Oxford, told BBC.
“For a single adult with a high-risk condition, like high blood pressure, this means a lot less money in terms of the NHS spending.”
The ROI is a measure of the business’s ability to deliver an investment in the NHS, not whether they have the best return on their investment.
While it is possible to have an ROI higher than 9% for a company that does not have to offer hospital services, it is not a good indicator of their ability to achieve that investment.
For example, the NHS Foundation trusts ROIs were 7.2% for their operations in 2017, compared to 5.3% for Royal North London Hospitals.
Royal Sussex County Hospitals ROI was 5.2%, while St Peter Hospitals was 3.9%.
Healthcare industry experts say there are many factors that influence ROIs, including the cost, the size of the investment and whether the company is delivering on its commitment to patient care.
So what do you think?
Are you a health insurance company?
Do you have a higher ROI?
What are the main reasons why your company does not offer a hospital service?
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