• October 28, 2021

Which insurance companies are offering cheaper coverage?

3:30pm:The US government on Monday unveiled a new plan to reduce the costs of coverage in an increasingly complex and expensive healthcare system.

The US Department of Health and Human Services announced that it will cut the cost of coverage for individuals and families by $7,400 per year, a plan it hopes will reduce the burden on healthcare providers.

The plan also includes a “Medicare-for-all” plan, which would be more generous than the current system, to cover everyone.

“This is an important step in the right direction in reducing the cost and complexity of healthcare for our nation,” US Health and Education Secretary Sylvia Burwell said in a statement.

“This is also a step towards ensuring that healthcare for all Americans is affordable and accessible, and that every American family can access the health care they need.”

A single individual can purchase coverage for themselves, their spouse, or two or more dependents through the new Medicare-for-“all” system.

But it would cost a family $3,400 a year to purchase the same coverage for each individual, and it would increase the costs for a family of four by $5,400, to $17,200.

Under the new plan, however, the cost would drop to $5 to $9 a year for a single individual, according to a department statement.

“With the current cost of providing care to individuals, families, and seniors, we can’t afford to wait until all Americans have access to coverage,” Burwell added.

“With this plan, we are making good progress toward ensuring that all Americans are able to afford healthcare for themselves and their families.”

According to the department, the new system will cover the uninsured and the uninsured with pre-existing conditions.

The department says the new proposal would help reduce the number of people who are uninsured, and would help close gaps in coverage for older adults and individuals with pre‐existing conditions that limit their ability to pay premiums.

According to a report from the nonpartisan Congressional Budget Office, a Medicare- for-“all plan would cost the government about $12 trillion over a decade, and provide coverage for an additional 22 million people.”

If fully implemented, the plan would cover about 40 percent of the nation’s uninsured and 40 percent to 65 percent of all Americans who would not otherwise be covered by the existing insurance markets,” the CBO said. 

According to Bloomberg News, the proposal was unveiled by US Secretary of Health, Human Services and Medicare Sylvia Bursells administration on Monday.

It is the first time the government has laid out a comprehensive healthcare plan in its 60-year history, and comes amid increasing criticism that the country is falling behind the rest of the world in health care.

Burwell and US President Donald Trump are scheduled to meet in the White House on Monday to discuss the plan.

The administration is expected to announce further details on the plan on Wednesday.

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